FINTECH FOR 3 BILLION UNBANKED

We are fast-growing company.
We involve investors for further cooperation and growth
Contact us
Source of investments
Investment type
Amount of investments
I agree for processing of my personal data
I accept the Terms and Conditions

Highly profitable business in Russia

Expanding experience on emerging markets
Since 2008
64 branches in northern regions of Russia
25 000 active borrowers
Loan portfolio 5 000 000 $
Net profit 1 500 000 $
WE DISBURSE LOANS
Since 2012
NPL portfolio under managment 120 000 000 $
WE COLLECT DEBTS
Since 2016
Distribution and support of our software to biggest Russian banks MFIs for debt collection
WE AUTOMATIZE DEBT COLLECTION
current loan portfolio
$ 6M
debets on cession of our debt collecting business
$ 43.5M
agency debt collection
$ 25M
current clients
25.000
on the market of credit services
17 years
We are not the start up
Our business in Mexico
client cost
$ 3.67
approval rate
18.7 %
recurring borrowers
67.52%
default rate
14.5 %
430%
ROE
and 210% in Russia,
i.e. twice less
On the way to the world hegemony
Our technology tested in Cambodia
2015
Legal and operational set-up in Latin America and Africa
2016
Scoring models upgrade data base integration

Call centers in Mexico, Dominican Republic, Kenya for customers service and debt collection

Fully equipped Mexico, Dominican Republic, Kenya, El Salvador
2017
Peru,
Bolivia,
Argentina,
Colombia,
Paraguay,
Ghana,
Tanzania,
Nigeria,
Indonesia,
Pakistan,
Malaysia,
Philippines,
Ecuador
2018
Start of:
World conquest
2022
Highlights of our regions
Latin America
Growing population

Wealth growth

World internet penetration

Consumption growth

Stable politic trends
Low financial inclusion

Favorable regulation

No IR restrictions

No competition

Many payment providers
Population
626 741 000
Africa
Population
1 200 000 000
Asia
Population
4 164 252 000
We are your ticket in Worldwide Fintech Business
Mexico
operating
El Salvador
starting up
operating
starting up
Kenya
Tanzania
Our local brand for spanish speaking Latin America
ARGENTINA
Site in progress
CHILE
Site in progress
GUATEMALA
Site in progress
Mobile app — GooglePlay
from $200,000
Our local brand for english speaking Africa
TANZANIA
Site in progress
GHANA
Site in progress
NIGERIA
from $100,000
Asia - in progress
INDINESIA
Site in progress
MALAYSIA
Site in progress
PAKISTAN
Site in progress
PHILIPPINES
Site in progress
on starting up stage – from $50,000
Site in progress
Mobile app — GooglePlay
Flexible platform for personal offer
One back - custom front
We customise our services and brandbooks for each country: visual content, risk model, credit product.

Every element goes through the A/B testing on real traffic for the best conversion, becouse each audence has own patterns.

Also, we use mobile application, mail marketing, socisl media marketing.

Mobile application. You can try here

We need your money
from $200K
LOCAL OPERATOR EQUITY
from $500K
LOAN
from $1M
HOLDING EQUITY
Consumers activity is going in online
We are cool
Consumption is always faster and more emotionally involing
Number of poor people is never decreasing because of population growth
Easy scalable internet business
Statistics and metrics available online
Fast turnover makes easier credit risk management
Still low competition in online lending
No outsource.
Everything by ourselves.
Only rock!
Soft, hard, legal, executive collection by our own tactics
Debt collection agency
We are experts in internet traffic. And make it cheap and covertable
Lead generation
Big data, Al, mashine learning plus classic schemes of scoring models from FICO
Risk management
Today not words are selling. Just pictures. Our clients are often low educated
Design
Our inhouse team is well experienced with the projects in e-commerce and banking
Front / back
Whose is the future?
Fintech
Online business

Machine learning scoring model

Only wire

Low cost internationally scalable business

Low regulatory restrictions and requirements

Extremely scalable volumes of business with the same team
Front-office operational expenses

Credit committees and other long stages of loan origination process

Costs for cash-desk, encashment etc. No cash-based fraud models

Expenses for new office and structure

Control and reporting to regulator on daily basis

Bigger loan portfolio, growing staff number
Classic
MoneyRock
banking
Stage-by-stage introducing of loan products
PDL to score audience

Consumer lending

Credit cards

Car loans

MSME loans

Emission of banking cards and electronical wallets
From payday loan to future banking
How does PDL evolve to MSME lending:
Our lending evolution Russia:
2008 – 300 USD for 3 months, 100% p.a.
2009 – 1,000 USD for 6 months, 120% p.a.
2010 – 1,300 USD for 12 months, 100% p.a.
2012 – 6,500 USD for 12 months, 100% p.a.
2013 – 6,500 USD for 24 months, 85% p.a.
2014 – New loan products from 70% p.a. to 700% p.a.
2015 – Housing loan up to 20,000 USD
2016 – MSME Lending
2017 – On-line loans
Team
ALEXANDR
Titovskiy
Strategy
LinkedIn
AGATHA
Kasianova
Customer service and risk management
LinkedIn
MIKHAIL
Lyapin
Regional manager, communications, press
LinkedIn
YULIAN
Lazovskiy
Finance, product
IGOR
Znak
Marketing
KIRILL
Sirenko
CEO PrestaLatino (Regional manager)
DANIIL
Bityuk
Lead generation,
analytics
MoneyRock
info@prestalatino.com
From Russia with love